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India Finance Calculators

Calculators for Indian loans, investments and savings: EMI, SIP, FD, RD, EPF and gratuity, worked to Indian rules.

About India Finance Calculators

Work out a loan's EMI with a dated repayment schedule and what prepayments save, a home loan's EMI with the income tax it saves each year, a car loan from the on-road price, and a personal loan on a flat or reducing rate with its APR after fees. Project SIP, step-up SIP and lumpsum investments, fixed and recurring deposits, your EPF balance with VPF and the EPS split, and gratuity under the Code on Social Security, 2020. Lakh and crore convert to million and billion too.

Amounts are in rupees with Indian grouping, and every calculation runs in your browser. Results follow the rates and terms you enter, so treat them as planning figures: actual returns, taxes and lender charges can differ.